{"id":163,"date":"2025-05-09T09:31:00","date_gmt":"2025-05-09T09:31:00","guid":{"rendered":"https:\/\/immo.mp-finance.com\/?page_id=163"},"modified":"2025-10-13T10:33:13","modified_gmt":"2025-10-13T10:33:13","slug":"assurances-emprunteurs","status":"publish","type":"page","link":"https:\/\/immo.mp-finance.com\/?page_id=163","title":{"rendered":"Assurances emprunteurs"},"content":{"rendered":"<section class=\"bde-section-163-100 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-163-133 bde-div\">\n  \n  \n\t\n\n\n\n<h2 class=\"bde-heading-163-102 bde-heading\">\nAssurances emprunteurs\n<\/h2><div class=\"bde-text-163-103 bde-text\">\nL\u2019assurance emprunteur vise \u00e0 prot\u00e9ger vos proches, tout en rassurant votre banque lors de la demande de pr\u00eat. Dans ce domaine, notre r\u00f4le consiste \u00e0 rechercher la meilleure assurance emprunteur pour vous et \u00e0 en n\u00e9gocier le contrat au mieux de vos int\u00e9r\u00eats.\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-163-108 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-163-134 bde-div\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-163-110 bde-heading\">\nDes garanties pour chaque partie\n<\/h3><div class=\"bde-text-163-135 bde-text\">\nEn souscrivant une assurance de pr\u00eat, vous vous pr\u00e9munissez contre les risques li\u00e9s au non-paiement de vos \u00e9ch\u00e9ances. Perte de votre emploi, arr\u00eat de travail temporaire, arr\u00eat de travail longue dur\u00e9e\u2026 En cas d\u2019incapacit\u00e9 financi\u00e8re de remboursement de votre pr\u00eat, votre assurance emprunteur prend le relais. Elle cessera lorsque le pr\u00eat sera enti\u00e8rement rembours\u00e9.\n<\/div>\n<\/div><div class=\"bde-grid-163-111 bde-grid\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-box-163-112 bde-icon-box bde-preset-e0475942-45f4-4c01-9967-5e4c8631d20b\">\n\n    \n            <div class=\"ee-iconbox-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" id=\"svg2274\" xml:space=\"preserve\" width=\"682.66669\" height=\"682.66669\" viewBox=\"0 0 682.66669 682.66669\"><defs id=\"defs2278\"><clipPath clipPathUnits=\"userSpaceOnUse\" id=\"clipPath2288\"><path d=\"M 0,512 H 512 V 0 H 0 Z\" id=\"path2286\"\/><\/clipPath><\/defs><g id=\"g2280\" transform=\"matrix(1.3333333,0,0,-1.3333333,0,682.66667)\"><g id=\"g2282\"><g id=\"g2284\" clip-path=\"url(#clipPath2288)\"><g id=\"g2290\" transform=\"translate(453.9922,244.9219)\"><path d=\"m 0,0 10.607,10.606 c 11.128,11.129 16.368,26.847 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0,0 -241,-80 H 241 Z\" style=\"fill:none;stroke:#000000;stroke-width:30;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path2948\"\/><\/g><path d=\"M 437,357 H 377 V 135 h 60 z\" style=\"fill:none;stroke:#000000;stroke-width:30;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path2950\"\/><path d=\"M 135,357 H 75 V 135 h 60 z\" style=\"fill:none;stroke:#000000;stroke-width:30;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path2952\"\/><path d=\"M 467,135 H 347 V 75 h 120 z\" style=\"fill:none;stroke:#000000;stroke-width:30;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path2954\"\/><path d=\"M 165,135 H 45 V 75 h 120 z\" style=\"fill:none;stroke:#000000;stroke-width:30;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path2956\"\/><\/g><\/g><\/g><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n<div class=\"ee-iconbox-content\">\n      <p class=\"ee-iconbox-title bde-h3\" >\u00c9viter la transmission de dettes<\/p>\n        <div class=\"ee-iconbox-text\" >Si vous n\u2019\u00eates pas assur\u00e9 et que vous d\u00e9c\u00e9dez, vos b\u00e9n\u00e9ficiaires devront assumer le remboursement de votre bien immobilier, par exemple, s\u2019ils souhaitent le conserver.<\/div>\n    <\/div>\n\n<\/div><div class=\"bde-icon-box-163-114 bde-icon-box bde-preset-e0475942-45f4-4c01-9967-5e4c8631d20b\">\n\n    \n            <div class=\"ee-iconbox-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" id=\"Layer_1\" x=\"0px\" 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class=\"ee-iconbox-text\" >Comme l\u2019organisme pr\u00eateur poss\u00e8de la garantie d\u2019\u00eatre rembours\u00e9, il acceptera plus facilement votre<br>demande de pr\u00eat.<\/div>\n    <\/div>\n\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-163-130 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><h2 class=\"bde-heading-163-131 bde-heading\">\nTout savoir sur l'assurance emprunteur\u00a0\n<\/h2><div class=\"bde-tabs-163-132 bde-tabs bde-preset-09c6c404-c0ec-44fa-a59c-9fb4aa8d097f\">\n\n  \n        \n      <select aria-label=\"Content tabs\" class=\"bde-tabs__select js-tab-select\">\n      \n              <option value=\"tab-bde-tabs-163-132-1\" data-value=\"1\">\n          La garantie d\u00e9c\u00e8s\n        <\/option>\n              <option value=\"tab-bde-tabs-163-132-2\" data-value=\"2\">\n          La garantie invalidit\u00e9 (PTIA)\n        <\/option>\n              <option value=\"tab-bde-tabs-163-132-3\" data-value=\"3\">\n          La garantie arr\u00eat de travail\n        <\/option>\n              <option value=\"tab-bde-tabs-163-132-4\" data-value=\"4\">\n          La garantie ch\u00f4mage\n        <\/option>\n              <option value=\"tab-bde-tabs-163-132-5\" data-value=\"5\">\n          La garantie achat revente\n        <\/option>\n          <\/select>\n  \n  \n  <div class=\"bde-tabs__tabslist-container bde-tabs__tabslist-container--dropdown is-vertical js-tabs-container\">\n    <div class=\"bde-tabs__tabslist bde-tabs__tabslist--pills js-tablist\" role=\"tablist\" aria-label=\"Content tabs\" aria-orientation=\"vertical\" data-tabs-id=\"bde-tabs-163-132\">\n      \n              <button role=\"tab\" aria-selected=\"false\" class=\"bde-tabs__tab js-tab\" aria-controls=\"tab-panel-bde-tabs-163-132-1\" id=\"tab-bde-tabs-163-132-1\" data-value=\"1\">\n                    <span class=\"bde-tabs__tab-title\">La garantie d\u00e9c\u00e8s<\/span>\n        <\/button>\n              <button role=\"tab\" aria-selected=\"false\" class=\"bde-tabs__tab js-tab\" aria-controls=\"tab-panel-bde-tabs-163-132-2\" id=\"tab-bde-tabs-163-132-2\" data-value=\"2\">\n                    <span class=\"bde-tabs__tab-title\">La garantie invalidit\u00e9 (PTIA)<\/span>\n        <\/button>\n              <button role=\"tab\" aria-selected=\"false\" class=\"bde-tabs__tab js-tab\" aria-controls=\"tab-panel-bde-tabs-163-132-3\" id=\"tab-bde-tabs-163-132-3\" data-value=\"3\">\n                    <span class=\"bde-tabs__tab-title\">La garantie arr\u00eat de travail<\/span>\n        <\/button>\n              <button role=\"tab\" aria-selected=\"false\" class=\"bde-tabs__tab js-tab\" aria-controls=\"tab-panel-bde-tabs-163-132-4\" id=\"tab-bde-tabs-163-132-4\" data-value=\"4\">\n                    <span class=\"bde-tabs__tab-title\">La garantie ch\u00f4mage<\/span>\n        <\/button>\n              <button role=\"tab\" aria-selected=\"false\" class=\"bde-tabs__tab js-tab\" aria-controls=\"tab-panel-bde-tabs-163-132-5\" id=\"tab-bde-tabs-163-132-5\" data-value=\"5\">\n                    <span class=\"bde-tabs__tab-title\">La garantie achat revente<\/span>\n        <\/button>\n          <\/div>\n  <\/div>\n\n  <div class=\"bde-tabs-content-container\">\n        <div tabindex=\"0\" role=\"tabpanel\" class=\"bde-tabs__panel js-panel\" id=\"tab-panel-bde-tabs-163-132-1\" aria-labelledby=\"tab-bde-tabs-163-132-1\">\n      <div class=\"bde-tabs__panel-content breakdance-rich-text-styles\"><div class=\"dfd-heading-shortcode\">\n<div id=\"dfd-heading-682dcde2e3770\" class=\"dfd-heading-module-wrap text-center style_01 cr-animate-gen dfd-heading-682dcde2e3770 dfd-disable-resposive-headings animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"inline-block\">\n<div class=\"dfd-heading-module\">\n<h3 class=\"widget-title dfd-title \">La garantie d\u00e9c\u00e8s<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Si l\u2019assurance emprunteur n\u2019est pas obligatoire lors de la demande de pr\u00eat, elle s\u2019impose pourtant comme<br \/>une condition d\u2019acceptation de la part des banques.<\/p>\n<\/div>\n<\/div>\n<div class=\"dfd-spacer-module\" data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"30\" data-normal_resolution=\"1024\" data-normal_size=\"30\" data-tablet_resolution=\"800\" data-tablet_size=\"30\" data-mobile_resolution=\"480\" data-mobile_size=\"30\">Pour autant, vous n\u2019avez pas l\u2019obligation de souscrire votre pr\u00eat et votre assurance emprunteur aupr\u00e8s du m\u00eame organisme. Cela vous laisse la possibilit\u00e9 de faire le meilleur choix pour l\u2019un comme pour l\u2019autre. Rassurez-vous, nous serons \u00e0 vos c\u00f4t\u00e9s pour vous aider dans votre prise de d\u00e9cision. Si vous empruntez \u00e0 deux, vous devez pr\u00e9ciser clairement \u00e0 votre assureur la part du capital assum\u00e9e par chacun.<\/div>\n<div class=\"vc-row-wrapper vc_inner vc_row-fluid dfd-inner-row-682dcde2e3a37\">\n<div class=\"row wpb_row\">\n<div class=\"vc-column-hover-682dcde2e3e09 columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Il doit \u00eatre assur\u00e9 \u00e0 100%, mais chacun peut prendre la part qu\u2019il souhaite : 50%-50%, 25%-75%\u2026 Vous pouvez \u00e9galement d\u00e9cid\u00e9 de l\u2019assurer \u00e0 200%, chaque co-emprunteur s\u2019assurant \u00e0 100%. Ainsi, en cas de d\u00e9c\u00e8s de l\u2019un des deux, l\u2019assurance remboursera la totalit\u00e9 du capital restant \u00e0 la banque.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n    <\/div>\n        <div tabindex=\"0\" role=\"tabpanel\" class=\"bde-tabs__panel js-panel\" id=\"tab-panel-bde-tabs-163-132-2\" aria-labelledby=\"tab-bde-tabs-163-132-2\">\n      <div class=\"bde-tabs__panel-content breakdance-rich-text-styles\"><div class=\"dfd-heading-shortcode\">\n<div id=\"dfd-heading-682dcde2e4129\" class=\"dfd-heading-module-wrap text-center style_01 cr-animate-gen dfd-heading-682dcde2e4129 dfd-disable-resposive-headings animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"inline-block\">\n<div class=\"dfd-heading-module\">\n<h3 class=\"widget-title dfd-title \">La garantie invalidit\u00e9 (PTIA)<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019assurance PTIA est g\u00e9n\u00e9ralement associ\u00e9e \u00e0 la garantie d\u00e9c\u00e8s.<\/p>\n<\/div>\n<\/div>\n<div class=\"vc-row-wrapper vc_inner vc_row-fluid dfd-inner-row-682dcde2e427e\">\n<div class=\"row wpb_row\">\n<div class=\"vc-column-hover-682dcde2e430a columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019assurance Perte Totale et Irr\u00e9versible d\u2019Autonomie (PTIA) couvre l\u2019inaptitude morale ou physique constat\u00e9e, engendrant ainsi l\u2019incapacit\u00e9 totale et irr\u00e9versible de l\u2019emprunteur de se livrer \u00e0 un travail ou \u00e0 une occupation quelconque pouvant g\u00e9n\u00e9rer un gain ou profit et n\u00e9cessitant l\u2019assistance d\u2019une tierce personne pour accomplir les actes de la vie courante. L\u2019assurance garantit le remboursement du capital restant d\u00fb en cas de perte totale et irr\u00e9versible d\u2019autonomie.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc-column-hover-682dcde2e4426 columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>En fonction de l\u2019assureur, le niveau de garantie pourra varier. En effet, suivant la situation de l\u2019emprunteur, certaines assurances rembourseront directement le reste du capital d\u00fb \u00e0 la banque tandis que d\u2019autres prendront la d\u00e9cision de prendre en charge qu\u2019une partie des mensualit\u00e9s du cr\u00e9dit immobilier.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n    <\/div>\n        <div tabindex=\"0\" role=\"tabpanel\" class=\"bde-tabs__panel js-panel\" id=\"tab-panel-bde-tabs-163-132-3\" aria-labelledby=\"tab-bde-tabs-163-132-3\">\n      <div class=\"bde-tabs__panel-content breakdance-rich-text-styles\"><div class=\"dfd-heading-shortcode\">\n<div id=\"dfd-heading-682dcde2e473a\" class=\"dfd-heading-module-wrap text-center style_01 cr-animate-gen dfd-heading-682dcde2e473a dfd-disable-resposive-headings animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"inline-block\">\n<div class=\"dfd-heading-module\">\n<h3 class=\"widget-title dfd-title \">La garantie arr\u00eat de travail<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Cette assurance permet \u00e0 l\u2019emprunteur de percevoir des indemnit\u00e9s destin\u00e9es \u00e0 compl\u00e9ter son revenu en cas d\u2019incapacit\u00e9 de travail. Le montant de ces indemnit\u00e9s est fix\u00e9 lors de l\u2019adh\u00e9sion \u00e0 l\u2019assurance.<\/p>\n<\/div>\n<\/div>\n<div class=\"vc-row-wrapper vc_inner vc_row-fluid dfd-inner-row-682dcde2e488f\">\n<div class=\"row wpb_row\">\n<div class=\"vc-column-hover-682dcde2e4939 columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019Assurance Incapacit\u00e9 Temporaire Totale (ITT) est une incapacit\u00e9 m\u00e9dicalement reconnue. Cela signifie que l\u2019assur\u00e9 doit obligatoirement justifier d\u2019une impossibilit\u00e9 compl\u00e8te mais temporaire, d\u2019exercer une activit\u00e9 professionnelle lui g\u00e9n\u00e9rant un gain ou un profit, suite \u00e0 une maladie ou un accident.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc-column-hover-682dcde2e4a5a columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019assureur peur proc\u00e9der au remboursement de deux mani\u00e8res diff\u00e9rentes :<\/p>\n<ul>\n<li>Forfaitaire : en cas d\u2019arr\u00eat de travail, cette prise en charge permet \u00e0 l\u2019assureur de percevoir une indemnisation totale de l\u2019\u00e9ch\u00e9ance de pr\u00eat.<\/li>\n<li>Indemnitaire : en cas d\u2019arr\u00eat de travail, l\u2019assureur verse une indemnisation d\u2019un montant qui correspond \u00e0 la perte de revenus de l\u2019assur\u00e9. Autrement dit le remboursement correspond \u00e0 la diff\u00e9rence entre le salaire per\u00e7u en activit\u00e9 et le salaire per\u00e7u en arr\u00eat de travail.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n    <\/div>\n        <div tabindex=\"0\" role=\"tabpanel\" class=\"bde-tabs__panel js-panel\" id=\"tab-panel-bde-tabs-163-132-4\" aria-labelledby=\"tab-bde-tabs-163-132-4\">\n      <div class=\"bde-tabs__panel-content breakdance-rich-text-styles\"><div class=\"dfd-heading-shortcode\">\n<div id=\"dfd-heading-682dcde2e4db6\" class=\"dfd-heading-module-wrap text-center style_01 cr-animate-gen dfd-heading-682dcde2e4db6 dfd-disable-resposive-headings animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"inline-block\">\n<div class=\"dfd-heading-module\">\n<h3 class=\"widget-title dfd-title \">La garantie ch\u00f4mage<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019assurance perte d\u2019emploi ou ch\u00f4mage est g\u00e9n\u00e9ralement facultative.<\/p>\n<\/div>\n<\/div>\n<div class=\"vc-row-wrapper vc_inner vc_row-fluid dfd-inner-row-682dcde2e4efd\">\n<div class=\"row wpb_row\">\n<div class=\"vc-column-hover-682dcde2e4f8f columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Cette garantie assure l\u2019emprunteur lors de la perte non intentionnelle de son emploi, du remboursement de ses mensualit\u00e9s d\u2019emprunt immobilier.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc-column-hover-682dcde2e50bc columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Les conditions de cette garantie peuvent varier d\u2019un \u00e9tablissement \u00e0 un autre.<br \/>La garantie ch\u00f4mage est limit\u00e9e dans le temps. Prenez contact avec nous pour des renseignements plus d\u00e9taill\u00e9s.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n    <\/div>\n        <div tabindex=\"0\" role=\"tabpanel\" class=\"bde-tabs__panel js-panel\" id=\"tab-panel-bde-tabs-163-132-5\" aria-labelledby=\"tab-bde-tabs-163-132-5\">\n      <div class=\"bde-tabs__panel-content breakdance-rich-text-styles\"><div class=\"dfd-heading-shortcode\">\n<div id=\"dfd-heading-682dcde2e5388\" class=\"dfd-heading-module-wrap text-center style_01 cr-animate-gen dfd-heading-682dcde2e5388 dfd-disable-resposive-headings animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"inline-block\">\n<div class=\"dfd-heading-module\">\n<h3 class=\"widget-title dfd-title \">La garantie achat revente<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>L\u2019assurance garantie revente est une assurance immobili\u00e8re que l\u2019on souscrit lors de l\u2019achat d\u2019un bien immobilier.<\/p>\n<\/div>\n<\/div>\n<div class=\"vc-row-wrapper vc_inner vc_row-fluid dfd-inner-row-682dcde2e54d7\">\n<div class=\"row wpb_row\">\n<div class=\"vc-column-hover-682dcde2e556a columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Cette assurance couvre l\u2019acqu\u00e9reur en cas de revente \u00e0 perte du bien par rapport \u00e0 son prix d\u2019achat initial.<br \/>La garantie revente indemnise l\u2019acqu\u00e9reur lorsqu\u2019il se retrouve dans l\u2019obligation de revendre son bien immobilier suite \u00e0 un \u00e9v\u00e8nement g\u00e9n\u00e9rateur, \u00e0 un prix inf\u00e9rieur du prix d\u2019achat initial.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc-column-hover-682dcde2e5686 columns six\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element typW_1012 mc cr-animate-gen animation-done\" data-animate-type=\"transition.slideLeftBigIn\">\n<div class=\"wpb_wrapper\">\n<p>Cette assurance ne couvre en g\u00e9n\u00e9ral que les r\u00e9sidences principales m\u00eame si de plus en plus de contrats couvrent les investisseurs immobiliers.<br \/>Cette assurance pr\u00e9sente des limites tant dans ses conditions de d\u00e9blocages des fonds qu\u2019au niveau des remboursements. Il est donc important de bien se documenter et d\u2019\u00e9changer avec votre courtier.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n    <\/div>\n      <\/div>\n\n<\/div><\/div>\n<\/section><section class=\"bde-section-163-119 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><h2 class=\"bde-heading-163-120 bde-heading\">\nNos partenaires de confiance\n<\/h2><div class=\"bde-logo-list-163-121 bde-logo-list gradient-overlay__both un-image-carousel-container\">\n\n  <div class=\"un-logo-bar__marquee-content carousel-type__stop-on-hover\">\n                            <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                                        <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                                        <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                                        <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                                        <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                                        <div class=\"un-logo-bar__logo-wrapper\">\n          <img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/3-societe-generale-pro-e1760349505524.jpg\" width=\"166\" height=\"37\" sizes=\"auto, (max-width: 166px) 100vw, 166px\">\n        <\/div>\n                      <\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-163-123 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-columns-163-124 bde-columns\"><div class=\"bde-column-163-125 bde-column\">\n  \n  \n\t\n\n\n\n<div class=\"bde-image-163-126 bde-image\" data-entrance=\"fade\">\n<figure class=\"breakdance-image breakdance-image--154\">\n\t<div class=\"breakdance-image-container\">\n\t\t<div class=\"breakdance-image-clip\"><img loading=\"lazy\" decoding=\"async\" class=\"breakdance-image-object\" src=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/Logo-Federation-francaise-du-courtage-en-credit-5-copie.png-e1747400860499.png\" width=\"333\" height=\"307\" srcset=\"https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/Logo-Federation-francaise-du-courtage-en-credit-5-copie.png-e1747400860499.png 333w, https:\/\/immo.mp-finance.com\/wp-content\/uploads\/2025\/05\/Logo-Federation-francaise-du-courtage-en-credit-5-copie.png-e1747400860499-300x277.png 300w\" sizes=\"auto, (max-width: 333px) 100vw, 333px\"><\/div>\n\t<\/div><\/figure>\n\n<\/div>\n<\/div><div class=\"bde-column-163-127 bde-column\" data-entrance=\"fade\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-163-128 bde-text\">\nLa F\u00e9d\u00e9ration courtage Cr\u00e9dit est une organisation qui f\u00e9d\u00e8re les professionnels du courtage en cr\u00e9dit, leur offrant un cadre structur\u00e9 pour \u00e9changer, se former et d\u00e9fendre les int\u00e9r\u00eats du secteur. Avec Marie Pierrat \u00e0 sa pr\u00e9sidence, MP Finance est un des membres fondateurs de la f\u00e9d\u00e9ration, qui met \u00e0 disposition de ses membres des outils et services visant \u00e0 faciliter leur activit\u00e9 et \u00e0 renforcer leur impact dans l\u2019interm\u00e9diation bancaire. Elle incarne un r\u00e9seau de r\u00e9f\u00e9rence pour les courtiers en cr\u00e9dit en France.\n<\/div>\n<\/div><\/div><\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Assurances emprunteurs L\u2019assurance emprunteur vise \u00e0 prot\u00e9ger vos proches, tout en rassurant votre banque lors de la demande de pr\u00eat. Dans ce domaine, notre r\u00f4le consiste \u00e0 rechercher la meilleure assurance emprunteur pour vous et \u00e0 en n\u00e9gocier le contrat au mieux de vos int\u00e9r\u00eats. 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